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Recently got on with navy fed and was preapproved for all their cards. We have a joint checking account and individual saving accounts. Wanted to see what bureaus they pull from before i apply
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Current cards are amex gold, chase freedom unlimited and venture one capitol. It was just easier for us to use her dad in case we needed to locate any documents to prove eligibilty Navy federal to charge daily interest oct 1, 2024 interest accrues and compounds daily on new transactions and unpaid balances from prior billing cycles
We start charging interest on all transactions, on the later of the date of the transaction or first day of the billing cycle in which the transaction posts. @keekers wrote:
Navy federal datapoints thread for membership, clis, and credit card products please, save congratulations for the actual approval threads, or this one will become too long to read in no time Asking for additional dps and having conversations while congratulating someone is perfectly fine, but congrats only posts belong in approvals. Hey all, figured i'd share my navy home equity loan experience to the community for some data points in case you're considering something similiar It wasnt easy, some bumps along the way, but it all worked out
Esigned some tax transcript docs and a few others No more navy federal apr reduction request allowed I had to speak with a navy federal csr regarding a balance transfer and asked them about checking to see if i was eligible for an apr reduction on my platinum card. Navy federal 2024 balance transfer offers just received this bt offer in my inbox
After that, your variable standard apr applies.
Navy federal (credit limit allocation) i was under the impression that we could move credit limits across different cards I tried sending them a message but was informed that i couldn't For context, i have three cards with navy fcu and have reached their aggregate limit of $80k. Navy federal 2024 balance transfer offers hey all
Appears there was a 2023 thread but i thought i'd go ahead and make a 2024 thread for easier tracking If anyone receives an email for a 2024 balance transfer offer, please post here I'm hoping i get targeted Navy federal maxing out the cash advance apr on their cards yeah, it’s a bummer to see nfcu making this change
That low cash advance apr was a solid perk and really set them apart from other cards
Switching to a flat 18% takes away a lot of that advantage, especially for people who used it once in a while for flexibility.
