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It is also aimed at personal credit cards (vs/mc/dc/ax), but it does include 2 store card exceptions (macy's & target). In some cases, lenders will pull your credit report from two or even all three major credit bureaus. Looking for credit cards that only pull from equifax
What banks use Equifax only? Leia aqui: What banks pull from Equifax only – Fabalabse
Our 2025 guide reveals the banks and cards that often use equifax, helping you strategically build credit and protect your score In most cases, you won’t be able to determine beforehand which credit bureaus your lender will use Did you know that every time you apply for a new credit card, it can cause a small, temporary drop in your credit score
This happens because the lender performs a “hard inquiry” on your credit report
No issuer will pull only equifax data all the time given that your credit reports can show different information, you may end up with one report that is in better shape than the others For example, hard credit inquiries occur when you apply for new credit. It’s possible that credit unions or banks that previously checked only equifax now pull multiple reports So don’t assume a certain lender will only check your equifax credit without verifying first.
Which lenders use equifax only Penfed credit union is the only loan company that uses only your equifax credit data In most cases, you won't be able to determine beforehand which credit bureaus your lender will use. Which personal loan companies use only equifax
