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These portfolios are designed to align with the unique needs and goals of retirees, offering a structured approach to managing investments during retirement It's all about striking the right balance between preservation and growth, said rob williams, managing director of financial planning, retirement income, and wealth management at the schwab center for financial research. With the right model portfolio, retirees can balance the need for income, growth and risk.

So, how do you build a retirement portfolio that serves both purposes

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